After 15 months of active testing, our experience with PeerBerry has been largely positive. The platform delivers on its core promises of consistent returns, geographic diversification, and reliable buyback guarantees.
This event demonstrated both the platform’s resilience and the importance of geographic diversification in P2P portfolios.
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. Manage options
Viainvest is a Latvian P2P platform on which investors can invest in buyback-guaranteed consumer loans, while generate a return of up to 13%. The operational launch of the platform took place in December 2016.
If a loan by the lender defaults, the buy-back guarantee is then triggered. In this case, the outstanding receivables are reimbursed by the lender, including accrued interest. If the lender has difficulties servicing those receivables, the VIA SMS parent company steps in.
PeerBerry is very transparent about their team, and I had no issues finding who is currently on their team and what are their roles.
The P2P lending industry is a fast-moving environment. Hence, make sure to stay on top of all relevant information by subscribing to my channels on Telegram or WhatsApp.
Selecting the right loans can be challenging. There is always a risk of losing your investment. It is important to either make informed selections or maintain a well-diversified portfolio.
Also, note that all the loans proposed on the platform are already pre-funded, meaning that you will never have money 'sitting' in a loan and then returned to you because not enough investors wanted to fund this particular loan, so that's pretty neat as well.
What viainvest makes Viainvest particularly interesting: I’ve never lost money so far, I know the team personally, and I was able to take a look behind the scenes. To this day, the platform enjoys my complete trust – and for good reason, as you’ll find out in a moment.
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Nectaro only launched in 2023, but the Latvian P2P platform shares many similarities with Viainvest. These include its incorporation in Latvia, licensing as an investment brokerage firm, a focus on buyback-guaranteed consumer loans, and support from a large and well-diversified parent company in the background.
Viainvest is regulated in accordance with EU directives and is monitored by European and Latvian authorities. An IBF licence has also been in place since 2022 – a real accolade for the company. So everything is above board here. There is a buy-back guarantee for almost all loans (some business loans are excluded, for example), which has worked in the past. Investors therefore do not need to worry about defaults on individual loans for the time being. The new ‘
Due to the close connection between the P2P platform and the Via SMS Group, which has been in the market for years, it can be assumed that we are dealing with a reputable platform here.